Cooperative societies don't have these problems because we deal with it as a society rather than delegate it to somebody that only cares about their paycheck.
The few bad kids get separated out and the restivus follow the path we find least resistant.
At the age of 20 one is expected to be working in the field of their choice.
By the age of 50 your contribution is complete.
~25k hours is the expected range of necessary work contributions in order to maintain the standard of living we currently have.
Why would people do this?
No rent.
No phone bill.
No electric bills.
No car payments.
No doctor bills.
No bills at all.
How?
By shaming the house builders when they can't keep enough houses to house everybody.
By shaming the phone workers when they can't keep the phones on.
By shaming the electric workers when they can't keep the lights on.
The car workers when there aren't enough cars.
The doctors for being greedy and only in it for the money.
Keep working, stop paying.
Train your replacement and retire at 50 to do as you please.
Here, the numbers may have changed somewhat, but the math is the same.
You have had it drilled into your head that crapitalism is the lord and savior we have all been waiting for, but, you would think, that waiting for all eternity would lead to exploring other options.
That happened.
In the late 1800's to the early 1900's.
https://www.abelard.org/e-f-russell.php
https://archive.org/details/ironhee00lond/mode/2up
https://archive.org/details/lookingbackward01bellgoog/
https://theanarchistlibrary.org/library/emma-goldman-there-is-no-communism-in-russia
https://theanarchistlibrary.org/library/franz-mehring-the-bakunin-marx-split-in-the-1st-international
https://theanarchistlibrary.org/library/alexander-berkman-what-is-communist-anarchism
https://archive.org/details/THESURVIVOR1
https://archive.org/details/revoltagainstciv00stod
Are you are tired of paying your masters to bomb children in far away places?
Perhaps it is time you pushed back on that.
A simple way that anybody can do that is to hoard your coins.
The fed buys coins at face value from the mint.
A dollar of change in your pocket is a dollar of value out of the banksters' pockets.
Stop playing in their shell game that allows them to play in the amusement parks from hell and shop in the human grocery stores.
Death to Discord!
Long live Hive Messenger!
Billy Jack, the movie.
The Trial of Billy Jack.
Billy Jack goes to Washington.