Two things that are equally useful in human life. However, each has different features and characteristics, also has different types of use. Although basically both can be used as legal tender as long as it is recognized or accepted between the buyer and seller, or it can also be used as collateral as substance collateral for a need.
In questioning, the two problems are related. In economics, both have features and characteristics, each of which can be clearly defined. But in essence, both can be said to have a value level based on their usefulness.
In the crypto world today, many have used crypto as a means of payment, but which one can be said to be an asset and which one is a currency. Despite the fact that crypto is categorized into rounding words in the word cryptocurrency.
In the case of assets in crypto, the current example can be taken as a form of coins that fall into the asset category, such as Bitcoin or Ethereum. It is possible that there are many more coins that are said to be in the asset category, but these two coins represent the top examples of assets in the crypto language.
Why? As an answer, this is because the problem of transaction costs incurred and systematic travel in a systematic way as a means of payment is still not included in the category as a normal means of payment or can be said to be reasonable. Even if it is used as a means of payment, it is still acceptable depending on the agreement between the seller and the buyer. Imagine that you buy a pen that costs 1000 rupiah and you have to pay a transaction fee that is more expensive than the price of the item you want to buy. This can be said to be unacceptable by logic. But if someone pleases it can and can happen.
However, if you make a payment for the purchase of something more valuable (expensive/great value) or exchange it for another asset, this may be acceptable because it is included in the valuable value category, of course.
Then for crypto that falls into the category of currencies, it can be said that examples may be taken such as BitcoinCash, Stellar, Dash, Litcoin, Ecash, or other cryptocurrencies that have the characteristics or characteristics of offering smaller/cheaper transaction fees.
Why? For this matter, it may be more exemplary and easier to see from various reference materials. Because this type of crypto can be used as a means of payment for both low-value goods and high-value goods or assets. However, this does not rule out the possibility that cryptocurrencies of this type or characteristic can be used as assets for their specificity or use.
So if seen or studied clearly, actually each crypto has characteristics that can be used according to needs based on one's needs in general. Questioning the problem of form and purpose returns to the understanding and views of each individual. It doesn't matter to one party or the other.
Basically for myself personally I would prefer crypto to the form of crypto which adopts cheaper transaction fees as a currency word. And as crypto that can be used as an asset for me is a crypto with the valuable value of course.
Like gold with fiat currency (dollars, rupiah, etc.). Both are equally valuable. But which are used as assets and which are used as currency. And in the formation of the two types of Assets and Currency, of course, each of them also has a value, both large and small, it can be valuable or it can be worthless someday. Everything depends on the agreement that occurs on what happens in economic conditions and conditions of turbulent world conditions. While speaking of individuals, looking at which category each crypto is carried, it can also be said that each individual understands and evaluates it.
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