It's Saturday - the weather is wonderful and the outside world continues to burn down, but I'm here happily plugging away on Hive and trusting that the future will eventually turn out to be alright 馃榾
So without further ado, here's my #SaturdaySavers update for the week.
Photo by me
Here's my table of progress for the week;
How Did The Week Go ?
I'm gradually getting back into the swing of posting on Hive after a couple of weeks of real life chaos and demotivation. It's not fully there yet, but getting there.
In terms of my savings goals, I've realised that my HP target was created in a wave of ridiculous over-optimism. My actual HP earnings are still pretty respectable for the level my account is at.
Last year's total HP growth was 3609, but 2601 of that was bought with fiat, meaning actual earnings within Hive were 1008.
This year so far my account growth is 1129 with 541 bought in with fiat (well, and also some BAT converted across - it still counts as external investment). So that's 588 actually earned so far, which divided by 24 and multiplied by 52 makes likely actual earnings of 1274 for the year. That's about 13% over last year. Much better than bank interest !
The real earnings continue to be in HBD, though a mix of author rewards and monthly interest. With 2733 HBD in savings, it's giving me 33 HBD a month in interest. Very nice !
If you're not familiar with SaturdaySavers, it's a fabulous initiative run by @shanibeer writing as
@sally-saver on the
@eddie-earner account, where we all support each other in getting to our savings goals.
If you are one of my friends reading this (or just someone who tripped over one of my posts), I really recommend this as a great community that's well worth joining.
I'm normally very disorganised about saving, and the support of the wonderful people in #SaturdaySavers has been invaluable in keeping me focused. I can honestly say that without it, my HP would probably be half what it is now.
So join ! You don't have to wait until the start of the year. The best time to start saving is ten years ago. The second best time is right now !