This is a very interesting question, and I have thought about it a lot, both from the point of view of philosophy and as a religious person. And, after analyzing his life experience, he concluded that what happens to us equally depends both on the will of God and on our own free will. It is 50/50. Half is predetermined, half is decided by us. Everything is equal. But this is the source code.

In the real life of every person, such a balance is very rarely adhered to. Most people believe that they are the masters of their lives, that they are the ones who determine their entire destiny. And the majority of people who believe in God, on the contrary, rely more on God's will than on themselves.

But the further we go from the center, from the "golden mean", the less correct things happen to us..