Yeah, there are unfortunately just some things you can never be too prepared for.

From your experience, how would you say people can determine when to start being okay spending parts of the money they make on themselves? Because obviously, you can’t be making money and continue living in fear of not being able to spend it cos you might be poor again. Maybe another thing worth thinking about is how much is good enough for you to feel like you can afford basic luxuries and what is your definition of “basic luxuries”?