Great post @sorin.cristescu. What Crypto in general needs is better interoperability between coins/tokens and when interfacing with the legacy fiat systems.
For instance, services such as crypto.com and nexo.io offer loans and credit cards based on crypto holdings, which then can be used to purchase goods and services or be deposited as fiat into a bank account within 1-2 days. That is HUGE!!!
And other services like PundiX offer a point of sale system for merchants to accept crypto. Their terminals are being shipped globally and are already being used.
The more near frictionless options people have to use their crypto to boost their local economies, the better.
Now, if Steem would have a credit card/loan platform for Steem/SBD to fiat platform, I think that Steem would easily get to be in the top 10 cryptos on coinmarketcap.com. This is something that the community can pull off in my opinion. Maybe @blocktrades and others are already working on something like this. The easier option is to get Steem listed as an accepted collateral coin on nexo.io and other similar services.
RE: My blockchain memory