I have no doubt that people who open a business are entitled to make a profit. Well provided the service the business offered is wanted and up to standard. A business opening that no one wants or needs. That is not entitled to succeed. This is another attempt to bring closer changes in my own local area. A savings club.

Using what is available here on Hive and people in my local area. The combination has a chance to build finance for bigger investment to the area. Starting the first run with 20 weeks.

Eventually, the community can buy the shop.

Giving back to the community.

Plans.

Kids Plan.
Main Saving.
Shop Saver.
Personalized.
One time Savings.

Kids plan.
Amount. €1 per week.
Term. 20 weeks.
Earns 3% + 1% Additional % here to encourage saving by the young.

Main Saving
Amount. Minimum €5 + per week.
Term. 20 weeks.
Earns 3%.

Shop Saver
Amount. Minimum €2 per week.
Term. 20 weeks.
Earn 5%. This savings plan must be spent in Tommy's Shop.

Personalized Plans
Personalized plans can be arranged and the % determined by how many weeks.
5% - 6% extra over the term of 1 year.

One time savings.
A one time deposit to gain a yearly interest.
Amount. Minimum €250
Term. 1 Year, 1 week.
Earn 9%

Next year we hope to refine the savings and offer better deals. This first run will tease out some flaws and enable a better service.

Conditions.

The bonus on savings is conditional on.
The saver must save each week.
The saver must save for the full 20 2weeks to gain full reward.
Missed on non saving will result in loss of % earned at the end of term.
Early withdrawal is subject to a 10 day delay.
Weekly savings must be in by agreed day each week.

Club.

Also getting new promotion.
Tommy Shop Club Account holders.
Club accounts remain the property of the club.

The member through interactions earns rewards from the shop.
HP is staked and cannot be touched. This HP is used to help promote new and existing members.
Members earn points by commenting on posts from the shop. These points can later be redeemed for items or cash.
Liquid rewards can be exchanged for goods in store or purchase of higher priced items not currently stocked.

Tommys.shop will make accounts for anyone local that would like their own private account.
Services offered are subject to change and consultation of any who get involved. Expansion of services and facilities in the immediate and surrounding areas is the ambition. Bringing more amenities and resources in to the control of those who live locally.