Time flies, prices are exploding, some salaries remain the same, and you ask yourself how to save money from one month to another, is it even possible? By saving money, you have to say no to some things you desperately want to say yes to, but that doesn’t make it impossible.
There are some tricks that can help you avoid being stressed until the day of payment.
One thing you can do is to avoid using your credit card when buying something in a store, it doesn’t matter if we’re talking about food or clothes. It’s a psychological fact: when it comes to the moment when you have to give away money from your wallet, you will stop and think twice about it, you’ll ask yourself
Do I really need all of this stuff?
When you make a credit card payment, you can’t physically see and feel the amount of money you’re spending.
Another trick you can use is to plan your budged monthly. Have you ever asked yourself why do firms must have an accountant?
Or why do big companies have budgets allocated to every department? You always have to be in control of your own money, otherwise the money will control you. Choose wisely, when you receive your payment, start by removing out of the equation the money you need for paying your rent and utilities.
After that, take what’s left and divide them into weeks and days and try to limit your groceries and shopping into what you have. Also, you should make a monthly grocery list and stick to it. If you would make a list of all the things you’re buying daily, you would realise that you probably don’t need half of that stuff.
If you are determined to save money, it is very important that you avoid loans of any kind, because on your next payment you would also have to pay your debts, and that would leave you with little money to work with. Loans are a vicious circle, they can go from your best friend to your worst enemy in a matter of days.
Lastly, learn to control yourself! If you’re bored or frustrated, find another occupation to keep your mind busy, other than spend all your money on shopping. Even if shopping seems nice and relaxing in the movies, in reality when it comes to spending all that money, the plot is not that pretty.
You might not care in the moment, but trust me, you will care and regret it at some point. Instead of spending your money on clothes, you could at least invest in yourself and your education. A book is less expensive than a piece of clothing.
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