as someone that used to regularly do international transfers from Asia to USA including a currency conversion, I can say that I absolutely loathe all of the people and companies that are involved in this racket. They claim to be trying to prevent money laundering or other naughty things when they themselves are ripping us off at every possible avenue that they can muster.

It was years ago but I just went through a local bank branch and it was $30 to do the transfer, it was $20 for the bank in the states to receive the money and then around $40 would just disappear in the middle somehow, presumably because of currency conversion. This was on something like $1000 per transaction as well.

One time I transferred over some certain threshold when I was opening up a company in Thailand and it was around $50,000 I was transferring. All the crap I had to go through to have access to my own money was just ridiculous and maddening. You would think I was trying to fund a coup d'etat with all the hoops I had to jump through.

These days I don't do much in the way of international transfers but thankfully I have worked out ways of doing it via crypto wallets on both ends. Banks and all other financial institutions can kiss my ass :)