As @earthcustodians points out, there are forces that already view certain groups of people as less than or unworthy. Many of these forces are of those who have. Here in the U.S., the government is more attentive and responsive to the needs of the 'haves'. The 2014 Harvard study shows a near zero correlation between what the people what and policy passed by congress.
When you view this in the lens of Credit-ratings and how the wealth has been redistributed to the elite, I believe the "social credit" is already being applied, if only in a more unofficial role. The 'haves' are given more and the 'have-nots' have what little they have taken from them and is given to the 'haves'.
I believe we can change this and overcome but first comes with an understanding of what's wrong. This story I think captures this sentiment well.
Thank you @dana-edwards for the heads up.
RE: Is it the goal of all governments to rate their citizens? Chinese social credit vs "secret scoring"