RIPPLE (XRP) is a great investment! Ripple is the quiet achiever of the crypto-space. They have a great team and they are slowly building relationships with the "who's who" of the banking community. Only a few weeks ago the US federal reserve tested and approved RIPPLE as a more efficient payment protocol:
https://ripple.com/insights/federal-reserve-task-force-ripple-improves-speed-transparency-global-payments/
Plus, their team is not a bunch of faded t-shirt wearing, angst-ridden gamer/anarchists. The Ripple team wears collared shirts, and talks with a confident smugness. Actually this is kind of important, because they are the main Crypto that is not actively bucking the system, but rather working within it. And the system, my friends, is not going away anytime soon.
Finally XRP is cheap as hell. Like you don't have to pay hundreds or thousands for it. A mere 17 cents is all it takes.