If you can’t cover a month of lost income in an emergency, you’re financially fragile. Many people can’t cover a $400 emergency, let alone a full month. Are you broke? The number one thing I do is teach people how to increase their revenue. You need more cash flow. The truth is there are just different levels of broke. How broke are you?
Grab a sheet of paper and take this broke test and see how you do:
(Add 1 point for every answer that is true of you.)
You know you’re broke when you….
You look forward to a refund from the IRS
Your vacations are planned on Groupon
You live paycheck to paycheck
You have more Steem Dollars than actual Dollars
You clip coupons
You can only fly coach
You grab on sale items even if you don’t need them
You only partially fill your gas tank
You visit garage/yard sales
You can only afford to ride the city bus
You mow your own lawn
You believe the government can fix your problems
You change your own oil
You think rich people are evil
You think money is evil
You only buy healthy food occasionally due to cost
You never invest in yourself
You don’t even know how much is in your bank account
You go to pawn shops
You make your own coffee rather than “splurging” at Starbucks
You earn less than $100K a year
You eat fast food
You carry loose change around
You argue over money with your spouse
You feel like giving $20 to charity is making a difference
If you had over 20 points, you’re unfortunately living with a poverty mindset, no matter what you’re making. If you had over 10 points, you’re so engrained in the middle class mindset that you’re about to fall out of it. Anything over 5 points and you should be seriously worried. Ideally, you should have no points on this quiz.
What mindset are you living with? More importantly, what will you do to change your condition? If you want free, check out my YouTube channel. If you want to break out of the broke mentality and start investing in yourself, head over to Cardone University and take the biggest step of your life. Invest in the only asset no one can take from you — yourself.
Comment below what you scored on the quiz and what you think it means. And be honest, who has more Steem dollars than actual dollars? Don't be shy...
Be great,
GC