- Unwillingness to take risks
- Lack of persistence
- Instant Gratification
- lack of priorities
- Looking for shortcuts
- Selfishness and greed
- Lack of conviction
- Unwillingness to prepare
- Unwillingness to plan
- Rationalising
- Not learning from the past mistakes
- Inability to recognise opportunity
- Fear
- Inability to use talent
*Lack of discipline - Low self - esteem
- Lack of knowledge
- Fatalistic attitude
- Lack of purpose
- Lack of courage