Karma is token
the difference is that coins are mined (mining), and tokens are immediately emitted and they do not need to be extracted
more exactly it is Utility token.
https://medium.com/karmared/core-graphene-issues-uncovered-by-the-karma-team-a6c3445a114a
RE: 카르마(KRM)코인_정보 및 호재, 2018년 계획