I think 20% is a nice round number that can be remembered easily when presented to outsiders as a reason to come look at our ecosystem. An algorithmically stable coin at a stable interest rate when staked a stable number of days might give people the trust they need to buy some HBD and then Hive as well.
Thanks for the stable 20% 🙂👍
RE: HBD stabilized at 20% again (for now)