RE: Thinking aloud of a new strategy: Recouping fees when turning fiat to HBD? Even locking profits?

That's what I thought and would do as well, indeed. Hence this is cutting already a big part of the costs and leaves a higher percentage (closer to the 20%) @toofasteddie , in your opinion, and without giving financial advice !LOL, would you recommend to convert Fiat savings to HBD and take the 20% minus costs rather than investing these same fiat savings in something else. And (please feel free not to answer this question if you don't want to): are you doing this yourself?