A big mistake many people are making is that they don't see the bigger picture. That is the only way to analyze yourself very well and where you are headed. In this era, I still know countless people who find it disturbing to sit down and learn something new.
But the real problem for some people has to do with where they live because there is unemployment in most part of the world and the best way to deal with this is to grind harder and get out of your comfort zone.
RE: Focus on skills first and money will follow