It is my thinking that banking has overestimated the amount it needs to deal with bad loans, and will do really well over next year or so. I am especially confident in BOI being undervalued, DB is on the chopping block though
VW is a long term trade as I think they are well positioned in the ev market. GM is more of just a value plan that has potential to be cut.
Personally I think tech are the new utilities and are quite defense, also at my age I am happy to be risk on
RE: My latest non-Crypto portfolio snapshot, before a re balance next week, looking for advice