When we got the car we have right now the salesman and the manager tried hard to convince us to finance. One of their pitches was how it'll be done in less than an hour. Strange.
All the billboards and ads in the states hardly list actual value anymore, everything from phones to home loans offers such and such down with X monthly installments. Big bright flashing lights on the side of roadways. "Only $129/month!"
They even lease phones here... alright I'm far enough off subject now.
RE: The biggest risk to our wealth