You can't complain about HBD APR decreasing suddenly when it also increased very suddenly. I'm almost sure it's going to decrease at a slower pace.
About the HP APR, that's a different discussions, while at first glance it seems like it would centralize distribution more who knows how many would decide to stay invested or invest more because of it compared to selling it now cause "low apr".
Your last point is pointless cause people can always just create more accounts.
RE: LeoThread 2023-08-24 21:43