I am convinced that all the major tech companies (Facebook, Google, Apple) want to hold your wallets, extend you credit directly, and force you to use their payment system. It won't be long before we are sending FB coins to friends on FB, that are purchased on the FB exchange . And with that exchange FB will start doing micro loans and the like. It just makes sense as the next progression of digitizing everyones wallets.
RE: Facebook's Crypto Makes All the Sense in the World