Lately we had 2 ICOs that promised to bring prepaid Visa/Mastercards to investors and allow ease of spending their cyprotcurrency and others trough the system. Monaco and TenX didnt deliver so far yet this company is little bit different - they already operate and have customers with cards as their website says, so lets have a look at their concept and ICO.

The base is:

So in short they have 3 goals of expanding the company - creating bitcoin stock brokerage inside their existing system, making bank accounts for every customer thats unique to him and a P2P platform where companies will be able to easily create ICOs or users invest and buy things from each others.
This is my tldr; but full research should be done after reading whitepaper:
https://ico.cryptopay.me/ico_cpay_wp.pdf

CryptoPay vs Competitors

So this is pretty much a crowdfunding with a token to add new options into the business that already operates.

So whats there for you? Well this is where it gets interesting!

So instead of re-writing this is the part thats cool.

They will monthly share profits

Tokens Sale Rules

Token price: 1 CPAY = 0.001 ETH;
Amount on offer: 165,000,000 CPAY (including 10% bonus);
Start: 2 October 2017, 11:00 BST (UTC+1), 19:00 JST (UTC+9), 19:00 KST (UTC+9);
Percentage of CPAY on offer: Approximately 52%;
End: 30 October 2017, 10:00 BST (UTC+1), 18:00 JST (UTC+9), 18:00 KST (UTC+9);
Minimum purchase amount: 40 CPAY (0.04ETH);
Maximum purchase amount: 5,000,000 CPAY (worth of 5,000 ETH) – subject to
vesting.

There is some time left but really a little so DYOR and check their website for more info - https://ico.cryptopay.me/

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