XRP Ripple
Some call it the Banking Coin, others claim it's not a Crypto Currency. Well, does it really matter? So long it succeeds and you make a profit on that success. XRP Ripple is unique, because it's actually being utilized in the Real World. I don't believe there is any other coin that can claim such a thing. Though I would put XLM Stellar Lumens second to Ripple in terms of being used in the real world.
XRP Ripple – All three are highly innovative & are being used in the real world.
• xCurrent – The processing of global payments.
• xRapid – On demand liquidity source.
• xVia – Plugs into RippleNet to send payments.
XLM Stellar
Stellar basically came out of nowhere and exploded all of a sudden. Just 3 months ago one XLM coin was worth about $0.03. Today it's about $0.40. And in the previous month it hit an all-time high of $0.94. The most positive thing that happened to Stellar is the IBM partnership. That alone helped its price movement. I consider Stellar quite similar to Ripple in terms of bank to bank transactions and somewhat similar goals. But Stellar seems to take it a bit further in my opinion. They actually offer very innovative features.
XLM Stellar Lumens
• Remittances – Low cost payments between different currencies for fractions of a cent.
• Micropayments – Payment options, increases efficiency and decreases the cost for "Smaller" transfers.
• Mobile Branches – Zero overhead costs for retail operation expansion(s). This is Cool.
• Mobile Money – Different platforms communicate with different providers.
EOS
EOS is a unique one, and a direct competitor to Ethereum. I picked EOS as my top 3 because how Ethereum has succeeded so far in price and in support. EOS does what Ethereum wished they can do. EOS has way too many positive points that essentially makes it far superior to Ethereum in my opinion. I will list my favorites below. Personally I see EOS gaining Ethereum like prices in the near future. All it has to do is accomplish its 1st task, by getting launched in June 2018.
EOS
• Hard Forks won't spawn multiple chains.
• Problematic applications? They will have a mechanism to freeze and fix those application without affecting nor disrupting other EOS applications. This in my opinion is genius.
• Network scaling in the millions of transactions per second by way of parallelization.
• At launch, will be able to perform up to 10,000 to 100,000 transactions per second. Did I mention for FREE.
• Owners of EOS tokens will have a proportional stake in the network bandwidth storage & computing power.
• Zero transaction fees and no cost to developers (expect the initial EOS tokens). None of this ridiculous Ethereum GAS fees.
• No ICO model. Instead, EOS holders are rewarded with Air Drops of new and approved dApps. I love this distribution strategy.