#esnt

Merrill Lynch came to the same conclusion last night and downgraded ESNT to Neutral from Buy. So I'll most likely lose a couple more percent than I would've but that's part of the deal.  It's the

9/16 Bought ESTN at $26.84  ESTN came up on one of my screens and I purchased this morning as volume came in heavily in the morning.  I made a rookie mistake and did not realize that the