Many of you may have misunderstandings about using credit cards that credit cards are debt cards that can interfere with your financial plan.

Eits !, From now on you think otherwise and get rid of the specter of credit cards as a debt card. Because this one financial product actually serves as a means of payment.

Simply, in this modern and all-digital era, carrying cash wherever you go is no longer effective. Switch with this "plastic money" and enjoy the benefits you can get.

Here are six benefits of using a credit card in comparison to cash, or debit cards:

1. Increase your BI Checking

Using a credit card for every purchase with small or even large amounts can potentially increase your BI Checking (checking process). For BI checking information, ie a report issued by Bank Indonesia containing a credit history or loan of a customer to a bank, or a non-bank financial institution.