Virtually everything and everyone is dependent on very vulnerable hackable computersystems and public networks, which are misused by criminal hackers but ultimately also by terrorists. We have to drive massively and preferably electrically with Uber or Lyft and preferably even without a driver with all the risks that entails. In Europe savings accounts don't get any interest so people are on the look out for other opportunities to "earn" money, like in virtual currencies such as Bitcoins, Ether, LTO, NEO, etc. , or simply increase their income with fraud or corruption. I have a newsblog in Dutch about the current economic situation and "lifestyle". Its on https://www.bvs.nl/nieuws/