Just found a new investment site a couple of days ago: Chain.group. It´s more or less like bitconnect except they offer an escrow service with insurance fund. Trade groups can sign up in Chain.group and Investors can choose and invest (starting from 5 bucks). A so called "stabilization funds" should give you at least a portion of your money back if a trade group goes bankrupt. So I would call it a HYIP with insurance and thus lower risk. HYIP because some of these trade groups offer quite astonishing returns (from 0.1 up to 10 %). But since the rates are volatile (like in bitconnect) this could work for some time.
Also Chain.group (which also offers a deal - 0.2 % per day) seems to be up for some time (255 days) - and seems to be paying since then.
Looking at these facts I decided to invest 250 bucks (end of August) - and till today its ROCKING! I diversified my investment on practically all trade groups and I earn something between 2-3 % all in all. Payouts are fast and possible everyday.
So far its a Gem, that I can recommend. But you know: Although its a lower risk HYIP it´s still possible that you lose everything you invested. Its a gamble (but a nice one...).
Chain.group-reviews:
P.S.: At the moment I am still invested in Laser.Online. Although they offer 12% a day and are up since quite a time (66 days) they are still paying out. I begin to wonder, if this HYIP can last for some more time... (still recommend it, though very high risk)