I think Ripple is so far under value at this time. As the number 3 Crypto Coin. Ripple has been signing up Banks right and left to use their blockchain and it's working. At this time Ripple is at $0.27 and Im sure it will be close to a dollar if not more within a year. Ripple has 15 of the Worlds top Banks that signed with them and more coming on board soon!
