Yes, that is corect, 2018 will be the year of great pain.
2017 was a very good year for many of us, because it was just the staring of the game, no rules, not so many limitation, banks most of them where sleping.
Not the case for 2018. From my point of view we will have a lot of oportunities in 2018 to make a lot of money, but we can lose a lot if we dont know what to do.
My plan for 2018 is to buy some high potential coins and wait, i dont care if the market crash each week, i will wait for the good days that will come.