Yip, there are major fees charged when buying crypto without using an exchange. I guess it it easier for a non-techie to purchase crypto this way but that is going to have to change if we ever want crypto to become mainstream...
Security with your private keys etc. will also need to become a lot more consumer friendly...
One day, just one day ;)
RE: You can buy Bitcoin, Litecoin, Ethereum, Dash at.. Austrian Post Offices!