I totally agree. That's been crypto's Achilles' heel for a long time--that it's too technical for the average user. (And it's pretty hard to explain how it works, too, but that's another issue!) I think people don't want to trust their money to a technology they don't really understand how to use. And I can certainly understand that.

I'm highly in favor of any project that helps bring crypto to the people who won't even search for car insurance. 😁 I hope NEAR can help with that a bit!