What do you mean by fair rates ??? People feel it fair that's why they took loan from him . He don't knock on anyone's door for offering loan , People knock his door to take loan . So, if they feel it's something terrible then they didn't come to him . He helping many with this bank service . So , before judge/troll someone just dig into it more .

it's terrible for long term growth of this platform.

how it's affecting on this platform growth ?? That he helping people to grow on here ? Man you need to try these trolls on someone else , you picked the wrong guy .