Thank you so much brother for clarification and sharing your strategy with me, I know nothing about HBD savings because I am not interested in it from day one

I think there is a difference you may earn 20% returns on HBD savings because you have a nice amount of Hive to convert into HBD but it's only benefits you, you can not help other content creators by upvoting on there posts, I am still not sure which is best option, HBD savings, Curation and Arthur rewards but I personally focused on Authors rewards right now ❤️🙏