WHAT IS SWAPY NETWORK?
[ About ] Swapy Network is a project that uses technology Blockchain with a mission to make credit cheaper and universally accessible.
Swapy Network is a Brazilian start-up that focuses on credit. Swapy Network plans to create a decentralized platform using blockchain technology to give all users the ability to obtain the best benefit of the credit in the world and have universal access to credit.
Swapy Network wants to create a platform where users can choose the best market to ask for credit and will have access to the best interest rate. User data will be theirs, so they can decide how to use that data to better.
Please watch the following video:
EXISTING PROBLEMS
Today, people have a problem with access to credit, and there are three main factors that issue:
The high cost of capital.
Asymmetry of information.
The high cost of banking infrastructure.
According to Global report FINDEX, two billion people worldwide do not have access to financial services and especially access to credit. The existing banking infrastructure is very expensive and, consequently, banking conglomerates usually make their services are not available to the poorest populations or those living in remote areas. This is a particular problem in developing countries economies.
Compared with developed countries, underdeveloped countries have lower credit supply and interest rate spread ratio is higher, making credit more expensive and less profitable savings. This is especially a problem in Latin America and the Caribbean. A combination of market strength of the banking sector, the systemic inefficiency, risk of default, lack of liquidity, the exchange rate of volatility, the complexity of banking operations, and tax arrangements contribute to an unfavorable scenario for the consumer who ultimately suffered implicit and explicit costs are high.
SWAPY OFFER SOLUTIONS IN NETWORK
Swapy builds decentralized protocol with three integrated system aimed to provide Universal Access to Credit:
Swapy Exchange: Application of Decentralized use contracts intelligent and blockchain to connect international investors from countries where interest rates are lower for corporate loans in countries where interest rates are much higher, giving better returns to the capital cost of the first and bottom for the last. Stock Swapy is in public Alpha. Click here to download and try out the Alpha version.
Swapy Fin ID: Swapy Financial ID empower individuals, giving them the right to financial identity worldwide in force anywhere in the world at any time.
Swapy Data Market: Swapy DataMarket change the user's financial data into value for the owner of the data. Now, people will store their own data and choose how many tokens they receive in return when they want to share, and to whom.
You can have a better understanding by watching the video below:
HOW SWAPY NETWORK WORK?
Swapy Network is a decentralized protocol that aims to connect various participants of the financial industry such as; borrowers, lenders, insurance companies, manufacturers of data, consumer data etc.
Swapy Network seeks to solve the problem of existing credit in the following manner:
● Facilitating the supply of credit to lower the cost of capital.
● Eliminate the asymmetry of information between participants through the public data network that is shared and updated.
● Provide better data so that the credit companies can make better lending decisions and offer lower rates to clients who are good.
● Encouraging low cost of capital and better information to reduce the barriers to entry for new companies.
This is a market-based approach Swapy Network to achieve the dream of Universal Access to Credit.
With Swapy Network, individuals and/or companies may offer or consume services and collaborate in ecosystems to reduce prices of financial services, while being more inclusive of new entrants in the financial industry. The Cost to operate in Swapy Network will be charged in Swapy cryptographic token (SWAPY). In this way, the holder will have the right of access tokens to use Swapy Network, benefiting from the contribution and receive a token in exchange. This section provides an overview of Token Swapy, which proposes D'Apps, and the protocol itself.
TOKEN SWAPY (SWAPY)
Token Swapy (SWAPY) is a token ERC20 and base unit value in Swapy Network. One unit will have 18 decimal places, which means that the lowest value that can be held is 0.000000000000000001 SWAPY.
Swapy token is token utilities and will be used for:
(A) Pay the individual information
(B) Pay for Swapy Network services (such as credit scoring).
(C) when used as collateral for a loan,
As soon as these features are available through the application of decentralization which is being developed by a team Swapy. Swapy team expects that the Network Swapy achieve sustainability and promote a virtuous cycle around the issuance of new cryptocurrency, promote the benefits for colleagues in Swapy Network.
Swapy network will be very easy to use. You must register on the platform and make your Finance Swap ID, buy a token Swapy and then use it for a variety of services you want to use.
Each service platform will be accessed using token Swap, so users should get it before you participate in the platform. Therefore, if you want to have access to the product, you might want to invest in ICO now.
ICO
How do I invest in Swapy Network ?, To invest in this company, you must obtain their token. You can buy tokens for ICO. And to buy tokens SWAPY you can only use Ethereum.
It is important to note that, you will not buy the company's stock if you buy their tokens, but invest in their products instead. If the company succeeds, the token prices would definitely go up, but keep in mind that the token is the currency that will be used in the system, not part of the company in any way.
TOKEN SALE INFO:
Token Symbol - SWAPY
Token Type - ERC20
Total Inventories - 100,000,000 Token SWAPY
TGE Price - USD $ 0.65 = 1 SWAPY Token
Hard Cap - USD $ 30.000.000
Minimum contribution - USD $ 1.00
Accepting - ETH
Presale will begin on: March 19 at 12:01 pm (UTC-05)
Discount:
🔹 15.38% discount on the first $ 5 million (0 to 5mm) raised USD
🔹 12.31% discount for the next 5 million (5 MM up to 10mm) USD raised
🔹 7.69% discount for the next 5 million (10 MM up to 15mm) USD raised
Token sales will begin on: April 26, at 12:01 pm (UTC-05)
Price per 1 SWAPY:
○ Phase 1: $ 0.55 USD (15.38% discount)
○ Phase 2: $ 0.57 USD (12.31% discount)
○ Stage 3: $ 0.60 USD (7.69% discount)
○ Phase 4: $ 0.61 USD (6.15% discount)
○ Stage 5: $ 0.63 USD (3:08% discount)
○ Fase 6: $ 0,65 USD
For more information, please visit the link below:
Website: https://www.swapy.network/
Whitepaper: https://www.swapy.network/SwapyNetworkWhitePaper-English.pdf
Telegram Channel (Only the announcement): https://telegram.me/SwapyNetwork
Telegram Group (Talks Open): https://telegram.me/SwapyNetworkChat
Twitter: https://twitter.com/SwapyNetwork
Facebook: https://facebook.com/SwapyNow
Linkedin: https://linkedin.com/company/10619437
Medium: https://medium.com/@SwapyNetwork
Github: https://github.com/swapynetwork
Bitcointalk: https://bitcointalk.org/index.php?topic=2372636
Swapy Network is a project with a good future perspective. Swapy Network consists of an experienced team and they are the very solid plan. Therefore, Swapy Network is a potential investment. This project is a good investment for you, There is no reason not to invest in it.
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