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Unfortunately, since the blockchain guarantees the price of HBD with HIVE, the 20% comes by lowering the price of HIVE.
The blockchain paid 113,000 in HBD interest last month. If converted to HIVE at 0.033; that would produce 342,424 HIVE.
This HIVE is destined to go onto the open market.
What I wanted to point out is that users tend to hoard HBD when the price of HIVE is high. They convert their HBD to HIVE when the price of HIVE is low.
The 20% interest on HBD comes at the cost of lowering the price of HIVE.
!PIZZA
RE: HBD is an Anchor on HIVE and Hive Engine