I actually prefer the active income opportunities on HIVE.

HBD is the ultimate passive income. It pays 20% and the price is guaranteed by HIVE.

Personally, I think HBD is destructive.

When the witnesses raised the interest rate on HBD to 20%, they slowed the flow of funds from HIVE to SWAP.HIVE which caused havoc on HIVE-Engine and all of the alt-coins tanked.

Every effort to earn passive income has a price.

!PIZZA