Welcome to HIVE/LEO .

You seem to know a great deal about the Steem and HIVE ecosystem. Do you have a SteemIt account? Do you have a friend who is helping you start your account.

This is a fun platform where people are rewarded with coins for writing blog posts.

The value of one's upvote is determined by the amount of coins one owns. I have 400 LEO. The system says my upvote was worth 0.017 LEO. The reward is split between the curator and author.

I have 5500 HIVE. My upvote is worth about 0.26.

The voting formula reduces my voting power by 2%. Voting power regenerates at a rate of 20% a day. Essentially I get 10 upvotes a day.

If I upvoted ten times a day for 365 days; my upvote would be worth 949. I get half of the rewards and the author get the other half. I get 474 HIVE and the authors get 474.

The LEO formula is similar.

It seems to me that one's initial HIVE and LEO investment should be driven by a desire to have an upvote that is worth something.

The minimum payout for HIVE is 0.001 HIVE.

IMHO: new users should simply buy about 80 HIVE POWER. This way the user gets a curation reward for each upvote. As I recall, one needs about 30 LEO for an upvote to be worth the minimum LEO payment.

I really don't expect to get my money back.

Since I was interested in the utility of the coins. I really don't see the initial purchase of coins as a classic investment.

If you are are looking for a classic investment.

HIVE is currently paying 20% on HBD savings. The system guarantees the price of HBD with HIVE. So, it is a fairly secure fixed interest investment.

A smart move might be to buy HBD and put a little bit of money in HIVE and LEO to see how they fair.

!WINE