I suppose I could start by withdrawing my votes from all witnesses over 15%.

In theory, the HBD interest rate is set by our witness votes.

So, if hive users voted for witnesses supporting low interest rates, then hive would lower the rate.

Unfortunately, our votes are weighted by HIVE POWER; so, in reality, the rate is set by whales.

The witnesses are in a terrible situation where they have to enter a high interest rate or perish.

For the last several years, I've been voting for active witnesses who support a low interest rate.

!PIZZA