We make money by printing money. So, the more money we print, the better!!!!

The phrase is the bane of crypto and penny stocks.

It is common for business leaders to become seduced by the financial tools that they create. Business leaders who are seduced into making money by selling a vacuous financial product, they set up the market for failure.

This problem takes place in penny stocks, derivatives and debt!

I strongly dislike the 20% interest on HBD as it makes a derivative of the blockchain the primary focus of the blockchain.

HBD is both guaranteed by HIVE and it gives a higher interest rate than HIVE. This creates a negative situation in which the HBD is undermining HIVE and the coins on HIVE-Engine.