I just want to clarify. Your official position as the lead cheerleader for 20% interest on HBD is that people should stack HBD when the price of HIVE is high and to convert it to HIVE when the price is low. You mentioned $0.20 as a great dumping signal.

You had over 1111 upvotes on this post. So, your words idolized.

I would like to run a simple. This scenario is not too far off the mark.

So, lets say that users sank $1,000,000 of HIVE into HBD when the price was over $0.40. This is 2.5 million in HIVE.

Lets say they held this million HIVE for a year and got the luscious 20%. (The interest is actually higher because it is compounded every 30 days. The $1 million in debt became $1.2 million.)

There is a shock that causes BTC to drop dramatically. HIVE follows suit and drops to your stated trigger value.

These users who adore you then convert their $1.2 million in HBD to HIVE at 0.2. 1.2 million HBD would generated 6 million HIVE.

So, the 2.5 million HIVE people turned into HBD generates 6 million HIVE when the market is weak.

Who is going to buy this HIVE.

Ugly idiots like me who kept most of their funds in HIVE just lost half of their savings. Ugly people who aren't swarmed with upvotes every don't like throwing good money after bad.

There's a large number of fair weather users who only use HIVE when HIVE is high. They won't buy it.

The people who are smarting from the drop in BTC don't have spare cash to buy HIVE.

There is more than $1 million HBD in existence. There's 11 million. Bankers would still see a huge debt to equity ratio and balk at investing in HIVE.

The idiots who pinned their hopes on building applications to interface with HIVE-Engine can do nothing. Their hopes were already shattered as the high interest on HBD caused a collapse in HE.

The strategy that you ... THE LEAD CHEERLEADER FOR UNSOUND FISCAL POLICY ... advocates ends up dumping millions upon millions in HIVE when the market weakens.

Yes, your strategy is so clever as it helps you at a personal level. I despise the 20% interest on HBD because, in every simulation that I run, the insane interest on HBD ends up crashing HIVE and HIVE Engine ... not that there is much left in HE.