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The amount of HBD in circulation is far more important than the amount of HBD hoarded in savings.
Because of the 20% interest, HBD is the last currency that I would use for a financial transaction.
Quite frankly, I think that the junk bond interest rates are harming the platform and I am happy to see people talk about other uses of HBD
!WINEX
RE: How to Expand the $HBD Supply without Using %APR - CTT Podcast Ep. 93