I wish you would take a look at financial history.

Debt kills.

I have personally seen debt destroy thousands of individuals and hundreds of companies. The statistics about debt are grim. Look at the massive number of people destroyed by the subprime loans given out at the start of the century.

HBD interest is new. This gap between the 1% and masses is likely to grow with time.

I've seen debt destroy a large of companies that actually sold real products. Debt destroys. The product HIVE sells is the high interest rate on HIVE. So, we have debt on debt.

Personally I see the high interest on HBD as being existential threat to the blockchain. It is stupid to destroy a program simply so you can tout a high interest rate.

I've been researching financial history. Thousands of companies have fallen victim to debt.

The gimmick is that we want to say that HIVE offers an interest rate well above market.

The problem is that the debt is held by just a few accounts. In your list, the top 10 accounts hold just under half of the outstanding debt. This ratio