certainly counts as long-term vision ... The comparison with wordpress however worries me a bit. I do see what you're saying and it comes down to mass-adoption (more or less b/c the big bulk of internet users are not content creators but just that : consumers). I don't have too much experience with wordpress myself, i consider my self to be a hobbyist as well, not a pro, i never went to school for anything at all too long (not as such) and most of what i understand i pieced together myself. When i run me a standard linux system with the standard apache/php/mysql on it i always notice one thing first in the logs : everyone in the world is scanning for wp-login.php ... no one has to know much but all the standard scripts going around scanning for zombie-access will ALWAYS scan for wp-login. It's the biggest honeyjar for both scriptkiddies and 'serious' black hats alike (dont let the profile pic lure you into thinking anything but the fact i like to wear black there btw, i couldnt hack a tree with a chainsaw).
My point being, what you say is both good and bad . Consider this : atm any steem wallet has ONE key and ZERO extra authentication, you can basically brute-scan 24/7 with a dictionary type garble-generator hoping to get lucky and do face it : people do win the lottery (i havent done the numbers to compare there).
SO : one thing to another, mind 2 motion , if steemit gets that much adoption it will certainly need an overhaul in security because it will be the primary target of the next-gen scriptkiddies as your wallet has a lot more to offer when broken than your average wp-site , its the biggest flaw on crypton anyway and i always get shivers when i see accounts like freedom having millions behind one key (even now, when basically no one in the world has heard about steem or steemit, its a bit misleading if you follow the hype here, and easy to think this thing is a lot bigger than it is).
Plenty of bad reasoning going on btw : the bring-a-friend-and-some-money concept basically translates to a pyramid and the "money for the retirement fund"-take on the matter forgets one thing : if everyone retires 20 years from now only the first ones to withdraw will get the big prize because it will de-value the more retirees start retiring if that happens in a short span of time, relative short span of time ...

don't call it negative, call it realist, my 5 to 10 year extension on your 10 year vision :p

glad i added you to the list, you DO seem to do your digging and that's a serious timesaver