The day before yesterday, my father ended his partnership with the bank, mainly to settle the loan amount in advance. I asked the bank through voice chat to cancel the mortgage, and the balance was settled within half an hour after the bank accepted it.
The reason why I pay the loan early is that my parents do not have to be settled in Italy next year, and the fee is so high that the bank has to pay 25 euros a month, which is about 300 euros a year. My father has been in this bank account for nearly 19 years, and this money can be used to make a down payment on my car.
It's not an exaggeration that my father's bank charges six times more than other banks after asking about the monthly fees of other banks. This bank is really making too much money.
