Yes! I love the app its really simple!
I don't listen to the AMA's every week, but I do try to listen to them throughout the week :D

Yes, exactly. I 100% agree that even with that multiplied it will still be higher with the compound!

I will still invest a bit into index's and such, so I can borrow money in the future for estate :D My bank or Gov, doesn't have to know about my Crypto :P