I will say - I hadn't initially been thinking of Ghost in the Shell or Cyberpunk, but I can totally see the connection to those! Also, Altered Carbon could potentially have a connection... but I was originally inspired by the Dungeon Dad video about Steel Dragons (who live as humanoids for multiple lives and dump those experiences into trinkets that they can then re-experience when they're old and dying).
Alibi's - I'd imagine that it wouldn't be long before there was an underworld agency that could hook a customer up with a clean chip, that injects an artificial memory, in place of the crime they may have committed.
This is a super clever use of tradeable memories. Love it.
RE: Tradable Memories (World Building Notes)