Ive often thought about jus returning them to the bank, but it turns out, my bank doesnt have to accept them as a form of deposit. I can get around this, by depositing the coins to a post office, and have them transfer the fuds to my bank account.... Its funny how banks dont accept legal tender, madenof silver, but plastic polymer notes, with the number 20 written on it, is accepted as "money". Ohhh what a crazy world we live in!!