Beer money?? I can just about afford water on my crypto earnings... and water is free. Hahaha

Like you it's long term planning for me, and hoping price rise and stability lead to a prosperous future. I have fractions of ETH and haven't really looked in to all the new goings on. I concentrate on steem and a few others now. My portfolio of Alt coins has really been cut down as I can see most of them falling beside the way and only a few key cryptos making it. Hopefully STEEM will be 1 of them.