After months away from TEs, am back surfing and working the lessons on CTP...

I make a point to logon to ClickTrackProfit each day to view at least one lesson, rate 20 sites, and review at least one, in the Gauntlet. Am surfing a minimum 50 pages for each of the requested "Mastery" TEs, plus a few more. But I am having some issues.
In the old days, virtually every TE seemed to allow quick creation of personalized referral/splash pages. But except for social pages, am not finding this old access. What am I overlooking? With personalized pages, maybe viewers might be a little more inclined to become referrals.
Speaking of which, am still having a tough time generating referrals and income. Thinking the secret to overcoming this is in upgrading. But with a limited budget, it'll be a trial to discover which choices are cost-effective.
(sigh) We'll see.