Hello, Ram Ram, Namaste, Sasriyakal, to all the users. Today I'll tell you that What's the Best Financial Decision I've Ever Made.
Financial Decisions of my life -
As such I have never made any financial decision as I remember as I am only 15 years old so, as such situation didn't occured in my life that I had to take a decision on my finances and elders of my family take decisions for the financial conditions. But, I manage my money that I get from relatives and that I save, as I told I don't have as such serious financial decisions in my life till now, but, I took some decisions on saving my money. Sometime ago, I was regularly spending money on things that I wanted, but, it is not always true that the things we want are important for us or we need them for a useful purpose, I have a problem that if I have money then, I will buy things till my money gets over and after a serious thinking, I realised that it is actually a serious problem because it may not be an important decision for me at present but, if I do this regularly then, it may effect my expenditures and saving in my future and affect my future life, so, I should focus on saving my money instead of spending all the money in buying things which I desire and that are not actually useful and profitable to me. Sometimes more expenditure is ok but, if we overspend everytime then what about our future so, for this only only I thought about savings.
What steps I took to avoid more expenses ?
I started focusing of saving rather than expenditures, I reduced reviewing much things on the online websites because as I see and review the things and if I have money in my wallet then, my hand loses it's control and it clicks on buy now button and the product get's delivered so, I avoided to see and visit products of my choice on shopping websites. I started aiming a goal for saving this much fixed amount from the actuall money every month like 500 rupees from 1000 rupees every month.
How much it helped me ?
It helped me a lot to improve my spending habbit and it helped me to control my mind rather than buying things with looks good with no use and profit. It made me to think and focus on that if a thing looks good but, it is of no use then why to spend money on those things. So, this financial decision was the best financial decision that I ever made in my life till present.
So, for today, this much only, till further goodbye.
